Appeal your insurance denial — completely free.
A denial is not the end. IntelClaim is purpose-built AI for health-insurance appeals, grounded in real, publicly overturned decisions — so you can build a strong appeal in minutes. You stay in control.
in-network claims were denied in 2024
of denied claims are ever appealed
of denials are overturned at external review
Sources: KFF analysis of ACA Marketplace plans (denials & appeals, 2024). Most people never push back — appealing is free and often worth it.
Build your appeal in three steps
No legal jargon. Tell IntelClaim what happened, and it does the heavy lifting.
Tell us about your denial
Share the denial reason from your letter or EOB and the basics of your claim. No PHI is collected here on the marketing site.
Get a tailored appeal
IntelClaim drafts an appeal matched to your denial reason, grounded in real, publicly overturned decisions and the right supporting evidence.
Submit and follow up
Send it to your insurer, keep proof of the date and confirmation, and escalate to external review if you're denied again.
Purpose-built for one job
Not a generic chatbot
IntelClaim is built specifically for insurance-denial appeals — sharper at this one task than a general-purpose AI.
Real overturned cases
It draws on a library of real, publicly overturned external-review decisions and the strategies that worked in them.
You stay in control
IntelClaim helps you help yourself. It's a self-help tool — not legal, medical, or insurance advice — and never guarantees an outcome.
Appeal your denial — completely free
IntelClaim is completely free, purpose-built for insurance-denial appeals, and grounded in a library of real, publicly overturned decisions. It is a self-help tool — you stay in control.
Why was your claim denied?
The denial reason determines your strategy. Pick the one on your letter or EOB.
Medical necessity denial
Denied as “not medically necessary” — how to push back.
Read the guideExperimental / investigational
Denied as “experimental” — how to challenge it.
Read the guideOut-of-network / ER
ER or out-of-network denial — know your protections.
Read the guidePrior authorization
Denied for “no prior auth” — how to fix it.
Read the guideSurprise / balance bill
Surprise bill? The No Surprises Act may protect you.
Read the guideMedical bill errors
Itemized-bill errors are common — how to spot them.
Read the guideHow to appeal a health insurance denial
The complete, plain-English guide — find the reason, meet your deadline, write the letter, and escalate.
Read the guide Free toolGenerate your appeal letter
Don't want to start from a blank page? Build a tailored appeal letter free in minutes.
Generate it freeFrequently asked questions
Is IntelClaim really free?
Yes. You can build your appeal with IntelClaim completely free. It is a self-help tool, not legal, medical, or insurance advice.
How is this different from using a general AI chatbot?
IntelClaim is purpose-built for one job: insurance-denial appeals. It is grounded in a library of real, publicly overturned external-review decisions and appeal strategies, so it focuses on the arguments and evidence that actually move appeals.
Do I need an account to start?
You can start your appeal right away. No payment is required to begin, and no protected health information is collected on this marketing site.
Will I win my appeal?
No tool can guarantee an outcome. What we can say honestly is that very few people appeal, and at independent external review roughly half of denials are overturned — so appealing is often worth it. You stay in control the whole way.
Ready to appeal? It's free.
Build a strong, evidence-backed appeal in minutes — grounded in real overturned cases. A self-help tool, you stay in control.